Home inventory checklist

Home Inventory

by michael_admin

In the world of insurance, we unfortunately have to think about worst case scenario… What if your home burns down? Would you be able to remember all the items you need to replace? Simply walk...Learn More
insurance agent signing car insurance policy

Why You Should Use A Local Insurance Agent

by seotech

As a local insurance agent ourselves, we are commonly asked why you should use a local insurance agent. There are many reasons why using a local insurance agent is a great way to go when considering...Learn More
Mother playing board game with two children

Grace Period – Life

by michael_admin

Currently, traditional life insurance policies include a grace period of not less than 30 days, and in certain circumstances for account value life insurance policies not less than 60 days. In...Learn More
Doctor shaking hands with patient

Grace Period – Health

by michael_admin

On April 9, 2020, Governor Murphy also issued Executive Order No. 123 (“EO 123”). EO 123 directed carriers to refrain from cancelling any policy or contract for nonpayment for a period of time,...Learn More
Calculating bills with calculator, glasses and money in a jar

Grace Period – P&C

by michael_admin

On March 9, 2020, Governor Phil Murphy declared a state of emergency and public health emergency through the issuance of Exec. Order No. 103 (March 21, 2020) ___ N.J.R. ___ (“EO 103”) to contain...Learn More
Two business men discussing new workers compensation insurance information

Workers Compensation Relief

by michael_admin

The Commissioner of Banking and Insurance has approved amendments to the New Jersey Workers Compensation and Employers Liability Insurance Manual (Manual) to address how certain payroll, premium,...Learn More
Hanson and Ryan Insurance FAQs

Business FAQs

by michael_admin

Coronavirus’s impact on business may soon eclipse in severity any previous economic downturn in U.S. history, even the Great Depression. With many firms shuttered and workers furloughed,...Learn More
Hanson and Ryan Insurance FAQs

Personal FAQs

by michael_admin

Every American has been impacted by the COVID-19. Whether it’s adjusting to new teleworking arrangements, having the children home from school, being furloughed from a job or having to cancel...Learn More
Calculating expenses and refunds

Mandatory Premium Refunds Credits

by michael_admin

On March 9, 2020, Governor Phil Murphy issued Executive Order No. 103, declaring a state of emergency and public health emergency to contain the spread of the Coronavirus (“COVID-19”) pandemic....Learn More