Employment Practices Liability Insurance
Employers are vulnerable to lawsuits during all stages of employment – from a potential employee’s pre-interview phase all the way through an employee’s exit interview. Employment practices liability insurance (EPLI) helps protect your business from the risks involved in employing people by...
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NJ Manufacturer Insurance & Industries
The manufacturing industry is a cornerstone of our modern society. Whether it means making the food someone eats for lunch, or crafting the cabinets they store that food in, or producing a part for the car they drove in to buy it, manufacturing businesses accept a big responsibility in producing...
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Do I Need Insurance for My Wedding or Special Event?
Your special day is approaching, and even though you may think that everything will go as planned, the reality is that life happens, and unfortunate situations can and sometimes do occur. Considering an average wedding in the U.S. costs upwards of $30,000 – a significant financial investment! –...
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Recreational Insurance Coverage: Are Your Summer “Toys” Properly Insured?
It’s that time of the year again: Relaxing days at the beach, summer road trips, and fun in the sun! It all sounds great, but before you decide to set sail on your new boat or take that motorcycle trip with your friends, you need to make sure your recreational “toys” are properly...
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Home-Based Business Insurance
Do you sell clothing, Tupperware, nail art, makeup, skin care, jewelry, or homemade crafts out of your home? If you do, then you’re already familiar with the significant investment that goes into building and maintaining a business. Now, if your inventory were to be stolen or damaged due to a...
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Help, I Inherited a House! What Now?
You’ve just inherited a house, or you are an executor of the estate. You weren’t expecting this, and you didn’t ask for it, yet here you are. With the added liability and property damage risk associated with this newly inherited home, how can you be sure you have the right coverage in place...
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A Guide to Condo Association Insurance Policies
Many people find condominium living an ideal situation, as they can enjoy the benefits of ownership with the ability to rely on a condo association to maintain everything outside their home—including insurance. More specifically, most homeowners’ associations, or HOAs, are responsible for...
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Gym Insurance Policy Factors: What You Need to Know
As a gym owner, you are exposed to more risk than many other businesses due to the nature of the services you offer. You may not realize the dangers your gym poses just by its operation, but the risks are real. Under your roof, people engage in strenuous activity with high-intensity workouts,...
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Common Risk Exposures for Retail Stores
Owning and operating a retail store can be a fulfilling experience. Years of hard work, risk-taking and financial investments have allowed you to turn your dreams of opening a store of your own into a reality. But is your business protected against the unexpected? Regardless of the specific type of...
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What is Professional Liability Insurance—and is it Worth it?
As a professional services business owner, you may be wondering if professional liability insurance is worthwhile. The truth is, no matter how careful you are—or how good you are at your job—mistakes happen. It's part of being human. Without insurance to cover those human errors, you may be...
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