Do I Need Flood Insurance? [Hint: YES!]

By Kraus

Do I Need Flood Insurance? What Homeowners Need to Know

When it comes to protecting your home, you may be asking yourself: do I need flood insurance? The answer is a resounding yes! Floods are the most common and costly natural disaster in the United States, and even if you don’t live in a high-risk area, you could still be at risk for flooding.

Hanson & Ryan’s Flood Insurance Offerings

At Hanson & Ryan, we understand that floods can cause severe damage to your home and belongings. That’s why we offer comprehensive flood insurance policies that can help protect your property from water damage caused by floods. We’ll work with you to determine the best coverage for your needs and budget so you can rest assured that your home is protected.

Finding the Right Flood Insurance for You

When shopping for flood insurance, it’s essential to understand what’s covered and what isn’t. Most standard homeowners’ policies do not cover flooding, so purchasing a separate policy for this type of coverage is vital.

A flood insurance policy can cover damages caused by rising waters or mudflows and other water damage, such as sewer backups or broken pipes. It can also cover debris removal and additional living expenses if you need to relocate temporarily due to flooding.

Saving Money on Flood Insurance

We understand that insurance premiums can be pricey. That’s why we offer preferred zone policies for low-risk areas. For many low-risk households, a flood insurance policy can cost less than $400 per year—an invaluable investment considering the damage a single inch of water can cause.

A reputable insurance provider like Hanson & Ryan can help you find the right coverage to protect your home against flooding. With our comprehensive flood insurance policies, you’ll have peace of mind knowing that your most valuable asset is secure. Visit us online to learn more about our flood insurance offerings.

Get in Touch with Hanson & Ryan

At Hanson & Ryan, we’re dedicated to providing personalized insurance solutions to protect what matters most. Contact us today to learn more about our services and how we can help you achieve peace of mind.