Homeowner’s Insurance Guide for Beginners
You are ready to buy a house and it’s an exciting time. But navigating the homebuying process and all its many nuances can feel daunting, particularly for a first-time homebuyer. There are so many elements to weigh, like resale value, neighborhood, property taxes, school district—and, of...
LEARN MORE
Home-Based Business Insurance
Do you sell clothing, Tupperware, nail art, makeup, skin care, jewelry, or homemade crafts out of your home? If you do, then you’re already familiar with the significant investment that goes into building and maintaining a business. Now, if your inventory were to be stolen or damaged due to a...
LEARN MORE
Help, I Inherited a House! What Now?
You’ve just inherited a house, or you are an executor of the estate. You weren’t expecting this, and you didn’t ask for it, yet here you are. With the added liability and property damage risk associated with this newly inherited home, how can you be sure you have the right coverage in place...
LEARN MORE
Hanson & Ryan Answer Your Business Insurance Questions
Michael Murphy of Hanson & Ryan, Inc.’s Commercial Insurance Department and Mark Fontanella of the Health and Benefits Department discuss what type of insurance policy they would recommend for your business to ensure you are covered no matter the circumstance.Read more...
LEARN MORE
Gym Insurance Policy Factors: What You Need to Know
As a gym owner, you are exposed to more risk than many other businesses due to the nature of the services you offer. You may not realize the dangers your gym poses just by its operation, but the risks are real. Under your roof, people engage in strenuous activity with high-intensity workouts,...
LEARN MORE
Employment Practices Liability Insurance
Employers are vulnerable to lawsuits during all stages of employment – from a potential employee’s pre-interview phase all the way through an employee’s exit interview. Employment practices liability insurance (EPLI) helps protect your business from the risks involved in employing people by...
LEARN MORE
Cyber Liability Insurance
With each passing day, technology becomes increasingly important for the operations and success of your business. The amount of information stored and transmitted digitally continues to rise and with it so does the risk for businesses. One stolen laptop or hacked account can compromise the personal...
LEARN MORE
Craft Breweries’ Insurance Exposure Risk Factors: Everything You Need to Know
In the past 30 years, the number of brewers in the U.S. has grown from less than 100 to more than 2,400 and counting, 98 percent of which are considered regional craft brewers, microbreweries or brewpubs. As this niche of the industry continues to grow at an exponential pace, so, too, does the need...
LEARN MORE
Conducting an Annual Personal Insurance Review
Each year it is important to have a review of your personal insurance policies to make sure they are up to date and are covering some of your most precious assets properly. Follow our tips below for making sure all your personal policies fit your needs. Annual Insurance Review Tips As we all know...
LEARN MORE
Common Risk Exposures for Retail Stores
Owning and operating a retail store can be a fulfilling experience. Years of hard work, risk-taking and financial investments have allowed you to turn your dreams of opening a store of your own into a reality. But is your business protected against the unexpected? Regardless of the specific type of...
LEARN MORE
