Recreational Insurance Coverage: Are Your Summer “Toys” Properly Insured?
It’s that time of the year again: Relaxing days at the beach, summer road trips, and fun in the sun! It all sounds great, but before you decide to set sail on your new boat or take that motorcycle trip with your friends, you need to make sure your recreational “toys” are properly...
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Do I Need Insurance for My Wedding or Special Event?
Your special day is approaching, and even though you may think that everything will go as planned, the reality is that life happens, and unfortunate situations can and sometimes do occur. Considering an average wedding in the U.S. costs upwards of $30,000 – a significant financial investment! –...
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Homeowners Insurance in NJ: What’s Covered and What’s Not?
If you’re like most homeowners, your house is your most valuable asset. One of life’s greatest financial and emotional investments, your home is a safe haven and comfort zone. It’s where you spend most of your money and most of your time. But do you know what it takes to safeguard your...
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When to Add a Child to Your Auto Policy
The inevitable is here - your child is getting their learner’s permit. Did we just hear you scream in fear? We know this is a new adventure – filled with exhilaration and trepidation. But what does this mean for your auto insurance policy? Hanson & Ryan Inc. has been in the insurance...
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What You Need to Know About Motorcycle Insurance
May is Motorcycle Safety Awareness Month. And while riding a motorcycle can be an exhilarating way to travel, it also comes with significant safety risks. In recent years, motorcycles have become more popular than ever in the U.S., with 8.32 million registered motorcycles on the roads today.1 If...
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How Important is Pet Insurance?
As a dog or cat owner, you likely think of your fur baby as a cherished family member. If you’re like most pet owners, you’d be willing to do just about anything to keep your four-legged companion healthy and safe—but there’s only so much you can control. Sure, you can feed them the best...
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Homeowner’s Insurance Guide for Beginners
You are ready to buy a house and it’s an exciting time. But navigating the homebuying process and all its many nuances can feel daunting, particularly for a first-time homebuyer. There are so many elements to weigh, like resale value, neighborhood, property taxes, school district—and, of...
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Help, I Inherited a House! What Now?
You’ve just inherited a house, or you are an executor of the estate. You weren’t expecting this, and you didn’t ask for it, yet here you are. With the added liability and property damage risk associated with this newly inherited home, how can you be sure you have the right coverage in place...
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Conducting an Annual Personal Insurance Review
Each year it is important to have a review of your personal insurance policies to make sure they are up to date and are covering some of your most precious assets properly. Follow our tips below for making sure all your personal policies fit your needs. Annual Insurance Review Tips As we all know...
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Can Your Job Title Impact Your Car Insurance?
Getting a car insurance quote can be overwhelming. You receive numerous advertisements from a variety of companies by mail, email and let's not forget those hilarious commercials. Each carrier offers a unique incentive. They also give you so many options with varying limits and coverages. Let's...
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