Category: Personal

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Snow and ice damaging the roof of a home

Winter Weather and Homeowner’s Insurance

By Hanson & Ryan, Inc.

It’s hard to believe, but winter is right around the corner. If you aren’t already, you should be starting to think about what that means for protecting your home from the new season. Snow, sleet, ice, falling debris, and winter storms can cause significant damage to your home and property, and...

Hurricane-Damage_BW (1)

Does Homeowner’s Insurance Cover Hurricane Damage?

By Hanson & Ryan, Inc.

Hurricanes are some of the deadliest, and most expensive natural weather disasters, with some causing well over $30 billion in damage from one storm system. According to the National Oceanic and Atmospheric Administration (NOAA), tropical hurricanes caused the most damage among all weather...


Preparing for and Protecting Your Home from Floods

By Hanson & Ryan, Inc.

A flood can change your life in an instant. It can threaten your home, your financial security, and even the lives of those you love. While you can’t change the weather, you can do your best to prepare for the worst and potentially minimize the damage. Here are some tips to help you do it. Your...


Sewer Backup Insurance

By Evelyn Galiano

It is one of a homeowner’s worst nightmares – you walk into a room in your home and hear your feet sloshing on wet carpet and see water pooling in the corners. Questions flow through your mind. What happened? What is that smell? Where is the water coming from? How much is it going to cost to...

woman holding car keys

When to Add a Child to Your Auto Policy

By Connie Tahinos

The inevitable is here - your child is getting their learner’s permit. Did we just hear you scream in fear? We know this is a new adventure – filled with exhilaration and trepidation. But what does this mean for your auto insurance policy? Hanson & Ryan Inc. has been in the insurance...

Team members dressed in 1950s attire pose in front of a classic car

The Ins & Outs of Classic Car Insurance

By Yocasta Garcia

For many car lovers, owning a classic vehicle is a dream come true. If you are lucky enough, you need to make sure it is covered properly in case of any unforeseen incidents. To protect your valuable possession, you need to purchase classic car insurance. What Is Classic Car Insurance? Classic...

wedding table with flowers

Do I Need Insurance for My Wedding or Special Event?

By Allen Mix

Your special day is approaching, and even though you may think that everything will go as planned, the reality is that life happens, and unfortunate situations can and sometimes do occur. Considering an average wedding in the U.S. costs upwards of $30,000 – a significant financial investment! –...

front end of a motorcycle

Recreational Insurance Coverage: Are Your Summer “Toys” Properly Insured?

By Jamie Nielsen, Jr.

It’s that time of the year again: Relaxing days at the beach, summer road trips, and fun in the sun! It all sounds great, but before you decide to set sail on your new boat or take that motorcycle trip with your friends, you need to make sure your recreational “toys” are properly...

woman holding house and keys

Help, I Inherited a House! What Now?

By Shany Arroyo

You’ve just inherited a house, or you are an executor of the estate. You weren’t expecting this, and you didn’t ask for it, yet here you are. With the added liability and property damage risk associated with this newly inherited home, how can you be sure you have the right coverage in place...

man holding hands over family cutout

Personal Umbrella Insurance

By Evelyn Galiano

Personal Umbrella Insurance is an insurance policy you purchase that provides additional liability coverage above the liability coverage that is listed on your auto, homeowners/renters/dwelling, and boat insurance policies. You may be asking yourself “Why would I need an Umbrella Insurance...