Category: Blog

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Why did my Homeowner’s Insurance increase?

By Connie Tahinos

If you are a homeowner, it is likely that you will see a premium increase on your 2023 home insurance renewal. Most years, renewal increases are either non-existent or small enough for most insureds not to notice. But starting in 2022, homeowners in each state were seeing their rates increase 12.1%...

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Injured worker on ground

Workers’ Compensation Insurance in New Jersey: What You Need to Know

By Hanson & Ryan, Inc.

Accidents happen. But if you are a business owner, and one of your employees has one when they’re on the job, your company and livelihood could be on the line. Workers’ compensation insurance is the safety net for your employees and your business. Workers’ compensation is a system of...

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woman holding car keys

When to Add a Child to Your Auto Policy

By Carol Voorhis

The inevitable is here - your child is getting their learner’s permit. Did we just hear you scream in fear? We know this is a new adventure – filled with exhilaration and trepidation. But what does this mean for your auto insurance policy? Hanson & Ryan Inc. has been in the insurance...

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hands holding Family-Cutout

When Should I Get Life Insurance?

By Hanson & Ryan, Inc.

The insurance industry is based on the almighty “What If” scenario. We never know when something terrible is going to happen to our family, home, business, car, etc. – but if you are forward-thinking, you know it is imperative to insure the prized possessions in your life. One of the most...

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scooter bike

What You Need to Know About Motorcycle Insurance

By Hanson & Ryan, Inc.

May is Motorcycle Safety Awareness Month. And while riding a motorcycle can be an exhilarating way to travel, it also comes with significant safety risks. In recent years, motorcycles have become more popular than ever in the U.S., with 8.32 million registered motorcycles on the roads today.1 If...

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person holding paper and pen

What is Professional Liability Insurance—and is it Worth it?

By Hanson & Ryan, Inc.

As a professional services business owner, you may be wondering if professional liability insurance is worthwhile. The truth is, no matter how careful you are—or how good you are at your job—mistakes happen. It's part of being human. Without insurance to cover those human errors, you may be...

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family cutout in hands

Preparing for the Future: Life and Long-Term Care Insurance

By Hanson & Ryan, Inc.

Do you look into the future, and worry where you will be, or what your family will face, if something catastrophic happens? Chances are then that you have considered getting life insurance or long-term care insurance. Then perhaps you learned the cost, and the sticker shock scared you off. But what...

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metal worker

NJ Manufacturer Insurance & Industries

By Jeffrey Smith

The manufacturing industry is a cornerstone of our modern society. Whether it means making the food someone eats for lunch, or crafting the cabinets they store that food in, or producing a part for the car they drove in to buy it, manufacturing businesses accept a big responsibility in producing...

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cardboard cut-outs of a family, home and automobile

Life Insurance – Having the Right Coverage at the Right Time

By Jamie Nielsen, Jr.

Death is an uncomfortable discussion topic, especially when it comes to talking about your death or the death of someone you love. However, death is one of the few guarantees in life. Life insurance helps protect your loved ones when it impacts your family. Not all life insurance is the same....

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Outside of a tattoo shop

Is Your Tattoo Shop Covered?

By Hanson & Ryan, Inc.

Reggie Stoddard of Hanson & Ryan, Inc.’s Business Insurance Department and Mark Fontanella of their Health and Benefits Department answer FAQs about the proper coverage for a tattoo shop. Nearly all of these businesses are small and privately owned, so it is important to protect your shop with a...

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