Workers’ Compensation Insurance in New Jersey: What You Need to Know
Accidents happen. But if you are a business owner, and one of your employees has one when they’re on the job, your company and livelihood could be on the line. Workers’ compensation insurance is the safety net for your employees and your business. Workers’ compensation is a system of...
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What is Professional Liability Insurance—and is it Worth it?
As a professional services business owner, you may be wondering if professional liability insurance is worthwhile. The truth is, no matter how careful you are—or how good you are at your job—mistakes happen. It's part of being human. Without insurance to cover those human errors, you may be...
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NJ Manufacturer Insurance & Industries
The manufacturing industry is a cornerstone of our modern society. Whether it means making the food someone eats for lunch, or crafting the cabinets they store that food in, or producing a part for the car they drove in to buy it, manufacturing businesses accept a big responsibility in producing...
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Is Your Tattoo Shop Covered?
Reggie Stoddard of Hanson & Ryan, Inc.’s Business Insurance Department and Mark Fontanella of their Health and Benefits Department answer FAQs about the proper coverage for a tattoo shop. Nearly all of these businesses are small and privately owned, so it is important to protect your shop with a...
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Industry Dive: Understanding Technology and its Risk
Do You Understand Your Technology Risk? How well do you understand your company’s technology risk? The fact is, while a company’s technology delivers endless benefits for employees and customers alike—particularly over the past year when a vast majority of the country’s workforce went...
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Hanson & Ryan Answer Your Business Insurance Questions
Michael Murphy of Hanson & Ryan, Inc.’s Commercial Insurance Department and Mark Fontanella of the Health and Benefits Department discuss what type of insurance policy they would recommend for your business to ensure you are covered no matter the circumstance.Read more...
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Gym Insurance Policy Factors: What You Need to Know
As a gym owner, you are exposed to more risk than many other businesses due to the nature of the services you offer. You may not realize the dangers your gym poses just by its operation, but the risks are real. Under your roof, people engage in strenuous activity with high-intensity workouts,...
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Employment Practices Liability Insurance
Employers are vulnerable to lawsuits during all stages of employment – from a potential employee’s pre-interview phase all the way through an employee’s exit interview. Employment practices liability insurance (EPLI) helps protect your business from the risks involved in employing people by...
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Cyber Liability Insurance
With each passing day, technology becomes increasingly important for the operations and success of your business. The amount of information stored and transmitted digitally continues to rise and with it so does the risk for businesses. One stolen laptop or hacked account can compromise the personal...
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Craft Breweries’ Insurance Exposure Risk Factors: Everything You Need to Know
In the past 30 years, the number of brewers in the U.S. has grown from less than 100 to more than 2,400 and counting, 98 percent of which are considered regional craft brewers, microbreweries or brewpubs. As this niche of the industry continues to grow at an exponential pace, so, too, does the need...
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