Category: Commercial

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Business Owner Getting Business-Interruption Insurance

Protecting Your Business with Interruption Coverage

By Hanson & Ryan, Inc.

Running a business comes with a lot of responsibility. Not only does it help you support your family, it also probably helps others provide for theirs as well. What would happen if a storm damaged your place of business so badly that you are unable to operate? Are you protected? If you have...


Insurance Audits: What You Need to Know

By Hanson & Ryan, Inc.

The term “audit” probably doesn’t conjure up positive feelings when you hear it. But when it comes to insurance audits, they are a common industry practice, and can even bring some insurance savings to your business. Even though they are common, they are often misunderstood. We’re here...

cyber liability insurance

Cyber Liability Insurance

By Kristta Bennett

With each passing day, technology becomes increasingly important for the operations and success of your business. The amount of information stored and transmitted digitally continues to rise and with it so does the risk for businesses. One stolen laptop or hacked account can compromise the personal...

saleswoman standing in front of colleagues

Business Property Insurance Questions (And Answers!)

By Paul Harte

Your business is essential to your livelihood. It not only puts food on your table and keeps a roof over your head, but it does the same for your family, your employees, and their families. What if the unexpected happens that causes a minor or even major business interruption? What if a fire breaks...

bronze taps at a brewery

Craft Breweries’ Insurance Exposure Risk Factors: Everything You Need to Know

By Carol Voorhis

In the past 30 years, the number of brewers in the U.S. has grown from less than 100 to more than 2,400 and counting, 98 percent of which are considered regional craft brewers, microbreweries or brewpubs. As this niche of the industry continues to grow at an exponential pace, so, too, does the need...

woman in front of whiteboard

Employment Practices Liability Insurance

By James Rini

Employers are vulnerable to lawsuits during all stages of employment – from a potential employee’s pre-interview phase all the way through an employee’s exit interview. Employment practices liability insurance (EPLI) helps protect your business from the risks involved in employing people by...

metal worker

NJ Manufacturer Insurance & Industries

By Lisa DeMarzo

The manufacturing industry is a cornerstone of our modern society. Whether it means making the food someone eats for lunch, or crafting the cabinets they store that food in, or producing a part for the car they drove in to buy it, manufacturing businesses accept a big responsibility in producing...

clothes in hangers on a rack

Common Risk Exposures for Retail Stores

By Michele Lucci

Owning and operating a retail store can be a fulfilling experience. Years of hard work, risk-taking and financial investments have allowed you to turn your dreams of opening a store of your own into a reality. But is your business protected against the unexpected? Regardless of the specific type of...

person holding paper and pen

What is Professional Liability Insurance—and is it Worth it?

By Brittney Scheuerman

As a professional services business owner, you may be wondering if professional liability insurance is worthwhile. The truth is, no matter how careful you are—or how good you are at your job—mistakes happen. It's part of being human. Without insurance to cover those human errors, you may be...


Industry Dive: Understanding Technology and its Risk

By Kaiti Loughlin

Do You Understand Your Technology Risk? How well do you understand your company’s technology risk? The fact is, while a company’s technology delivers endless benefits for employees and customers alike—particularly over the past year when a vast majority of the country’s workforce went...