New NJ Auto Insurance Coverage Limits Explained
Auto insurance for New Jersey drivers is essential. Not only is it critical to protect you and others in the event you are involved in a motor vehicle accident, but it is also required by state law. NJ car insurance law dictates all drivers in the state have a policy and that it provides a certain...
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Flood Insurance 101
Flood insurance has many misconceptions, so we are here to try to clear up all of them. Below are some of the common questions that we come across. We will go over everything from the different types of policies available to items that will affect your premium. There are many policies you can...
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Does Homeowner’s Insurance Cover Hurricane Damage?
Hurricanes are some of the deadliest, and most expensive natural weather disasters, with some causing well over $30 billion in damage from one storm system. According to the National Oceanic and Atmospheric Administration (NOAA), tropical hurricanes caused the most damage among all weather...
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Does Homeowners Insurance Cover Ice Damage?
It’s hard to believe, but winter is right around the corner. If you aren’t already, you should be starting to think about what that means for protecting your home from the new season. Snow, sleet, ice, falling debris, and winter storms can cause significant damage to your home and property, and...
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Preparing for and Protecting Your Home from Floods
A flood can change your life in an instant. It can threaten your home, your financial security, and even the lives of those you love. While you can’t change the weather, you can do your best to prepare for the worst and potentially minimize the damage. Here are some tips to help you do it. Your...
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Sewer Backup Insurance
It is one of a homeowner’s worst nightmares – you walk into a room in your home and hear your feet sloshing on wet carpet and see water pooling in the corners. Questions flow through your mind. What happened? What is that smell? Where is the water coming from? How much is it going to cost to...
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The Ins & Outs of Classic Car Insurance
For many car lovers, owning a classic vehicle is a dream come true. If you are lucky enough, you need to make sure it is covered properly in case of any unforeseen incidents. To protect your valuable possession, you need to purchase classic car insurance. What Is Classic Car Insurance? Classic...
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Personal Umbrella Insurance
Personal Umbrella Insurance is an insurance policy you purchase that provides additional liability coverage above the liability coverage that is listed on your auto, homeowners/renters/dwelling, and boat insurance policies. You may be asking yourself “Why would I need an Umbrella Insurance...
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Valuable Items Coverage – Everything You Need to Know
Valuable Items Coverage provides a specific amount of insurance for some of your most valuable items in your home. Most people associate this coverage with jewelry, but that is not the case. Valuable Items Coverage provides insurance coverage for Jewelry, Furs, Guns, Fine Art, Cameras, Musical...
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Insuring Your Vacation Home in New Jersey
Buying a vacation home is a dream come true for many, and like anything else that matters to you, you want to make sure it is protected. It is just as important to have insurance for a vacation property as it is to have it for your primary residence. And while some aspects of insuring your vacation...
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