Is Your Business Protected from Liquor Liability?
Did you know that in some states, bars and restaurants can be held liable for injuries or death caused by an intoxicated person to whom they served alcohol? It’s called the Dram Shop Law—and it allows the victim of an intoxicated person to sue not only the perpetrator of the wrongdoing but also...
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Sewer Backup Insurance
It is one of a homeowner’s worst nightmares – you walk into a room in your home and hear your feet sloshing on wet carpet and see water pooling in the corners. Questions flow through your mind. What happened? What is that smell? Where is the water coming from? How much is it going to cost to...
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The Ins & Outs of Classic Car Insurance
For many car lovers, owning a classic vehicle is a dream come true. If you are lucky enough, you need to make sure it is covered properly in case of any unforeseen incidents. To protect your valuable possession, you need to purchase classic car insurance. What Is Classic Car Insurance? Classic...
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Personal Umbrella Insurance
Personal Umbrella Insurance is an insurance policy you purchase that provides additional liability coverage above the liability coverage that is listed on your auto, homeowners/renters/dwelling, and boat insurance policies. You may be asking yourself “Why would I need an Umbrella Insurance...
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Valuable Items Coverage – Everything You Need to Know
Valuable Items Coverage provides a specific amount of insurance for some of your most valuable items in your home. Most people associate this coverage with jewelry, but that is not the case. Valuable Items Coverage provides insurance coverage for Jewelry, Furs, Guns, Fine Art, Cameras, Musical...
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Podcast: Protection Planning. Lead with a WHY
Hanson & Ryan's Mark Fontanella joins The Confident Retirement Podcast with Kris Flammang and Mark Picchi to discuss challenges that clients need to be aware of and think about when getting the proper coverage for their health and personal needs. Listen to learn more about open enrollment,...
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What is the Property Coinsurance Clause, and How Does it Apply to You?
The property coinsurance clause found in many commercial and personal insurance policies is a source of great confusion for many policyholders. Yet knowing exactly what it is and how it applies to your policy is vital to ensuring you are accurately insured. The last thing you want is to find out at...
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Insuring Your Vacation Home in New Jersey
Buying a vacation home is a dream come true for many, and like anything else that matters to you, you want to make sure it is protected. It is just as important to have insurance for a vacation property as it is to have it for your primary residence. And while some aspects of insuring your vacation...
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