Common Risk Exposures for Retail Stores
Owning and operating a retail store can be a fulfilling experience. Years of hard work, risk-taking and financial investments have allowed you to turn your dreams of opening a store of your own into a reality. But is your business protected against the unexpected? Regardless of the specific type of...
LEARN MORE
A Guide to Condo Association Insurance Policies
Many people find condominium living an ideal situation, as they can enjoy the benefits of ownership with the ability to rely on a condo association to maintain everything outside their home—including insurance. More specifically, most homeowners’ associations, or HOAs, are responsible for...
LEARN MORE
Business Property Insurance Questions (And Answers!)
Your business is essential to your livelihood. It not only puts food on your table and keeps a roof over your head, but it does the same for your family, your employees, and their families. What if the unexpected happens that causes a minor or even major business interruption? What if a fire breaks...
LEARN MORE
Protecting Your Business with Interruption Coverage
Running a business comes with a lot of responsibility. Not only does it help you support your family, it also probably helps others provide for theirs as well. What would happen if a storm damaged your place of business so badly that you are unable to operate? Are you protected? If you have...
LEARN MORE
Insurance Audits: What You Need to Know
The term “audit” probably doesn’t conjure up positive feelings when you hear it. But when it comes to insurance audits, they are a common industry practice, and can even bring some insurance savings to your business. Even though they are common, they are often misunderstood. We’re here...
LEARN MORE
Is Your Business Protected from Liquor Liability?
Did you know that in some states, bars and restaurants can be held liable for injuries or death caused by an intoxicated person to whom they served alcohol? It’s called the Dram Shop Law—and it allows the victim of an intoxicated person to sue not only the perpetrator of the wrongdoing but also...
LEARN MORE
What is the Property Coinsurance Clause, and How Does it Apply to You?
The property coinsurance clause found in many commercial and personal insurance policies is a source of great confusion for many policyholders. Yet knowing exactly what it is and how it applies to your policy is vital to ensuring you are accurately insured. The last thing you want is to find out at...
LEARN MORE
