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Personal Umbrella Insurance

Personal Umbrella Insurance is an insurance policy you purchase that provides additional liability coverage above the liability coverage that is listed on your auto, homeowners/renters/dwelling, and boat insurance policies. You may be asking yourself “Why would I need an Umbrella Insurance...

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Black and white jewelry with colored ring

Valuable Items Coverage – Everything You Need to Know

Valuable Items Coverage provides a specific amount of insurance for some of your most valuable items in your home. Most people associate this coverage with jewelry, but that is not the case. Valuable Items Coverage provides insurance coverage for Jewelry, Furs, Guns, Fine Art, Cameras, Musical...

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Pet insurance puppy in a blanket

How Important is Pet Insurance?

As a dog or cat owner, you likely think of your fur baby as a cherished family member. If you’re like most pet owners, you’d be willing to do just about anything to keep your four-legged companion healthy and safe—but there’s only so much you can control. Sure, you can feed them the best...

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Conducting an Annual Personal Insurance Review

Each year it is important to have a review of your personal insurance policies to make sure they are up to date and are covering some of your most precious assets properly. Follow our tips below for making sure all your personal policies fit your needs. Annual Insurance Review Tips As we all know...

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Industry Dive: Understanding Technology and its Risk

Do You Understand Your Technology Risk? How well do you understand your company’s technology risk? The fact is, while a company’s technology delivers endless benefits for employees and customers alike—particularly over the past year when a vast majority of the country’s workforce went...

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How Open Enrollment Works: Your Questions Answered

It's that time of year again—that short period when you need to make crucial decisions about your health insurance plan for the year ahead. Here are answers to your most pressing open enrollment questions to help you navigate the process and its various nuances with less stress. What does open...

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Group of people going charity work putting hands in the middle of the circle

2020 Year in Philanthropy Review

At Hanson & Ryan, Inc., philanthropy plays a significant role in our values; we are always looking to give back to the community. As we bid the year a long-awaited farewell in hopeful anticipation of a healthy and happy year ahead, we’d like to take this opportunity to reflect on some of our...

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Shelves of liquor

Is Your Business Protected from Liquor Liability?

Did you know that in some states, bars and restaurants can be held liable for injuries or death caused by an intoxicated person to whom they served alcohol? It’s called the Dram Shop Law—and it allows the victim of an intoxicated person to sue not only the perpetrator of the wrongdoing but also...

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Homeowner’s Insurance Guide for Beginners

You are ready to buy a house and it’s an exciting time. But navigating the homebuying process and all its many nuances can feel daunting, particularly for a first-time homebuyer. There are so many elements to weigh, like resale value, neighborhood, property taxes, school district—and, of...

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Outside of a tattoo shop

Is Your Tattoo Shop Covered?

Reggie Stoddard of Hanson & Ryan, Inc.’s Business Insurance Department and Mark Fontanella of their Health and Benefits Department answer FAQs about the proper coverage for a tattoo shop. Nearly all of these businesses are small and privately owned, so it is important to protect your shop with a...

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