How Open Enrollment Works: Your Questions Answered
It's that time of year again—that short period when you need to make crucial decisions about your health insurance plan for the year ahead. Here are answers to your most pressing open enrollment questions to help you navigate the process and its various nuances with less stress. What does open...
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2020 Year in Philanthropy Review
At Hanson & Ryan, Inc., philanthropy plays a significant role in our values; we are always looking to give back to the community. As we bid the year a long-awaited farewell in hopeful anticipation of a healthy and happy year ahead, we’d like to take this opportunity to reflect on some of our...
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Is Your Business Protected from Liquor Liability?
Did you know that in some states, bars and restaurants can be held liable for injuries or death caused by an intoxicated person to whom they served alcohol? It’s called the Dram Shop Law—and it allows the victim of an intoxicated person to sue not only the perpetrator of the wrongdoing but also...
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Homeowner’s Insurance Guide for Beginners
You are ready to buy a house and it’s an exciting time. But navigating the homebuying process and all its many nuances can feel daunting, particularly for a first-time homebuyer. There are so many elements to weigh, like resale value, neighborhood, property taxes, school district—and, of...
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Is Your Tattoo Shop Covered?
Reggie Stoddard of Hanson & Ryan, Inc.’s Business Insurance Department and Mark Fontanella of their Health and Benefits Department answer FAQs about the proper coverage for a tattoo shop. Nearly all of these businesses are small and privately owned, so it is important to protect your shop with a...
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Flood Insurance 101
Flood insurance has many misconceptions, so we are here to try to clear up all of them. Below are some of the common questions that we come across. We will go over everything from the different types of policies available to items that will affect your premium. There are many policies you can...
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Hanson & Ryan Answer Your Business Insurance Questions
Michael Murphy of Hanson & Ryan, Inc.’s Commercial Insurance Department and Mark Fontanella of the Health and Benefits Department discuss what type of insurance policy they would recommend for your business to ensure you are covered no matter the circumstance.Read more...
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Life Insurance 101
Life insurance can be overwhelming and is not always the most comfortable topic to discuss with your loved ones. You probably have many questions: What type of life insurance coverage should you have? At what age should you get life insurance? How much should you pay for life insurance? What...
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Can Your Job Title Impact Your Car Insurance?
Getting a car insurance quote can be overwhelming. You receive numerous advertisements from a variety of companies by mail, email and let's not forget those hilarious commercials. Each carrier offers a unique incentive. They also give you so many options with varying limits and coverages. Let's...
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Why You Should Use A Local Insurance Agent
As a local insurance agent ourselves, we are commonly asked why you should use a local insurance agent. There are many reasons why using a local insurance agent is a great way to go when considering buying or changing insurance providers. But, before answering your question, which this article...
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