Hanson & Ryan offers various insurance coverage for your watercraft such as boats, yachts, wave runners and jet ski’s. Carriers we represent that offer this coverage are Travelers, Foremost, American Modern Home, Progressive, and others.

Your homeowner policy, though many offer watercraft coverage, does not offer and cannot supply the type of coverage you need to properly protect your watercraft or you. Homeowner policies offer a very basic form of watercraft coverage that usually leaves you with gaps in your coverage or lack of.

Allow the professionals at Hanson & Ryan to review your watercraft coverage needs.


Typically this coverage is structured for boats 26’ or less in length. Besides providing your standard physical damage& liability coverage our carriers offer coverage for:

  • total loss replacement or agreed value
  • personal property/fishing equipment coverage
  • towing and assistance
  • trailer coverage
  • & more

They also offer various discounts for boating education and equipment credits as well as offering you several payment plan options.


Typically these watercrafts are 26’or more in length and require a more detailed, broader form of coverage than your standard boat may require. Again much like our boat coverage our carriers offer various coverage options pertaining to these types of boats.

Personal Watercrafts (Wave Runner/Jet Ski)

Many times these watercrafts are overlooked as needing coverage which is a common mistake but, coverage for physical damage and liability, as well as other coverage options are available and affordable.