Professional Liability

Hanson & Ryan offers professional liability insurance coverage at competitive rates for various professional practices.

Professional liability insurance is an insurance plan designed to protect professionals such as doctors, attorneys, accountants, architects, computer consultants, to name a few, against liability for damages and costs associated with liability defense based upon his/her professional errors or omissions; real or alleged.

We at Hanson & Ryan have designed a one-stop shop for all of your professional liability insurance needs. Our products encompass every form of liability insurance including Employment Practices liability insurance, Directors and Officers professional liability insurance, and Errors and Omissions insurance.

In addition since Hanson & Ryan is a full service agency we can provide you with insurance for “all” of your business and personal needs.

We cater to a host of professional practices including physicians, attorneys, accountants, technology firms, architects and other miscellaneous professional firms. With years of experience in professional liability insurance, we know exactly which companies have the reputation and ability to pay claims. Accordingly, we only work with companies which possess the financial strength, capacity and commitment required to cater to your small, medium or large professional risks.

Choosing your coverage will depend on your specific needs, desires and circumstances. If you want more information on the coverage options, call Hanson & Ryan today to get the answers and the price you’re looking for.

Medical Malpractice

With years of experience in the professional liability insurance business, the dedicated professionals at Hanson & Ryan can provide you with excellent service and policy options. We work with multiple insurance companies to ensure that you receive the most competitive malpractice insurance premium, without giving up quality of coverage. Professional liability coverage (malpractice insurance) is a necessity for physicians. Allow us to ensure that you get the right coverage at the right price.

Our dedicated professionals provide insurance terms from only the best insurance carriers. We select these insurance carriers based on their history and experience in the liability insurance marketplace, pricing of the business, financial strength and commitment to physician’s professional liability claims payment.

As an independent insurance agency Hanson & Ryan represents multiple insurance companies to provide our physician clients with the coverage they require at the most cost effective rate. Regardless of which company you are insured with there are some choices you must make regarding your malpractice coverage. One of the most basic decisions you will need to make is whether to purchase Claims Made or Occurrence Coverage. If you are not familiar with the differences between these coverage forms one of our insurance professionals can help educate you so that you can make an informed choice.

Another very important aspect of your medical malpractice insurance policy is the “Consent to Settle” clause. This clause requires that the insurance company obtain the physician’s written consent to settle any claim made against them. This provides you with control over how claims are settled and also contractually requires communication between the practitioner and the insurance company prior to settlement.

At Hanson & Ryan our insurance professionals provide our physician clients with timely, accurate information regarding medical malpractice insurance in order for them to make informed decisions regarding their coverage. Choosing your coverage will depend on your specific needs, desires and circumstances. If you want more information on the coverage options, call Hanson & Ryan today to get the answers and the price you’re looking for.

Professional Services

At Hanson & Ryan, we are here to help you select the lawyer’s liability insurance program that’s right for your practice. By carefully selecting the right insurance program you will have the peace of mind and the protection that professional liability insurance provides.

With years of experience in the professional liability insurance business, our dedicated professionals provide insurance terms from "A"-rated markets only consisting of the best insurance carriers. We select these insurance carriers based on their history and experience in the liability insurance marketplace, pricing of the business, financial strength and commitment to lawyers professional liability claims payment.

Our agents bring experience and professionalism in your search for the right coverage for your individual practice. Regardless of the size and nature of your practice, we have the professionals to help you shop for cost effective coverage. Our preferred markets have been selected based on their history and experience in the lawyer’s professional liability marketplace, pricing of the business, claims paying reputation, financial strength and commitment to the lawyer’s professional liability market.

Choosing your coverage will depend on your specific needs, desires and circumstances. If you want more information on the coverage options, call Hanson & Ryan today to get the answers and the price you’re looking for.

Technology

Technology professional liability insurance is a form of insurance that covers the insured for any actual or alleged wrongful acts resulting from errors or omissions in the performance or failure to perform professional services for a fee.

Coverage is designed to address exposures that have been created by new Internet risks, such as intellectual property right exposures that include copyright, trademark and can include personal injury exposures such as libel or slander.

The types of technology professional that can obtain coverage include electronic data processors, computer programmers, software developers, systems analysts, internet access providers and Web page designers.

Choosing your coverage will depend on your specific needs, desires and circumstances. If you want more information on the coverage options, call Hanson & Ryan today to get the answers and the price you’re looking for.

Miscellaneous Errors/Omissions

Miscellaneous professional liability insurance is a form of insurance that covers the insured for any actual or alleged wrongful acts resulting from errors or omissions in the performance or failure to perform professional services for others for a fee. Many professionals are not currently covered for these exposures because they think there is coverage under their General liability policy. However, since General Liability excludes professional services, miscellaneous professional liability insurance is a must to fully protect your business.

Miscellaneous professional liability insurance policies pay for both the defense and indemnity of a covered loss and the premium is affordable.

There are many classes of business that fit the category of Miscellaneous Professional Liability. For example, consultants, tax preparers, employment agencies, insurance appraisers, mortgage bankers and brokers, funeral directors, etc.

Choosing your coverage will depend on your specific needs, desires and circumstances. If you want more information on the coverage options, call Hanson & Ryan today to get the answers and the price you’re looking for.

Directors & Officers