There are great advantages to placing your business through a trusted choice agent. One advantage Hanson & Ryan gives to its clients is to place their business through specialized programs that we’re designed just for those industries. The program coverage is specific to exactly what that business owner needs and typically gives maximum limits in areas where standard policies would fall short. Our years of experience helps us to know exactly which insurance carrier to go to that has a specific program for your company so that we can give you the right coverage. Typically, these programs also have the most competitive premium available since they understand your industry and know exactly what you need. So if you are getting specialized coverage at the best possible price, why go anywhere else? Here are a few examples.
Non-Profit
The insurance needs for non-profit businesses create a unique situation of circumstances. While each venture is unique, typically there our two important issues inherent in the non-profit industry. The first is that the business typically relies on a fixed income and needs to make sure their insurance costs don’t fluctuate beyond their means. The second issue is that the non-profit industry in our country relies on the goodness of our people and the volunteers that come forward to lend their time and expertise.
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Restaurants/Taverns
The business of selling great food, meeting customer’s expectation levels of service, and still finding a way to make a profit has proven to be a very difficult task. Studies have shown that 4 out of 5 restaurants end up closing their doors. Part of the reason is that they might not have set up the proper specialized insurance program to protect their assets and profits. Whether you run a fine dining restaurant, tavern, fast food franchise, pizzeria, or any other food or liquor establishment, Hanson & Ryan has the right program for you.
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All Others
Did the insurance needs for your specific industry not appear on our website? Can Hanson & Ryan design a specialized program for you?
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