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Miscellaneous professional liability insurance is a form of insurance that covers the insured
for any actual or alleged wrongful acts resulting from errors or omissions in the performance
or failure to perform professional services for others for a fee. Many professionals are not
currently covered for these exposures because they think there is coverage under their General
liability policy. However, since General Liability excludes professional services, miscellaneous
professional liability insurance is a must to fully protect your business.
Miscellaneous professional liability insurance policies pay for both the defense and indemnity of a
covered loss and the premium is affordable.
There are many classes of business that fit the category of Miscellaneous Professional Liability.
For example, consultants, tax preparers, employment agencies, insurance appraisers, mortgage
bankers and brokers, funeral directors, etc.
Choosing your coverage will depend on your specific needs, desires and circumstances. If you want
more information on the coverage options, call Hanson & Ryan today to get the answers and the
price you’re looking for.
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