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With years of experience in the professional liability insurance business, the dedicated
professionals at Hanson & Ryan can provide you with excellent service and policy options.
We work with multiple insurance companies to ensure that you receive the most competitive
malpractice insurance premium, without giving up quality of coverage. Professional liability
coverage (malpractice insurance) is a necessity for physicians. Allow us to ensure that you
get the right coverage at the right price.
Our dedicated professionals provide insurance terms from only the best insurance carriers.
We select these insurance carriers based on their history and experience in the liability
insurance marketplace, pricing of the business, financial strength and commitment to physician’s
professional liability claims payment.
As an independent insurance agency Hanson & Ryan represents multiple insurance companies to
provide our physician clients with the coverage they require at the most cost effective rate.
Regardless of which company you are insured with there are some choices you must make regarding
your malpractice coverage. One of the most basic decisions you will need to make is whether to
purchase Claims Made or Occurrence Coverage. If you are not familiar with the differences between
these coverage forms one of our insurance professionals can help educate you so that you can
make an informed choice. For more information please go to the Claims Made Versus Occurrence page.
Another very important aspect of your medical malpractice insurance policy is the “Consent to
Settle” clause. This clause requires that the insurance company obtain the physician’s written
consent to settle any claim made against them. This provides you with control over how claims
are settled and also contractually requires communication between the practitioner and the
insurance company prior to settlement.
At Hanson & Ryan our insurance professionals provide our physician clients with timely, accurate
information regarding medical malpractice insurance in order for them to make informed decisions
regarding their coverage. Choosing your coverage will depend on your specific needs, desires and
circumstances. If you want more information on the coverage options, call Hanson & Ryan today
to get the answers and the price you’re looking for.
Visit the Claims Made vs. Occurrence page
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